Homeowner Insurers Writing Business in Coastal Area

	WINDSTORM MARKET ASSISTANCEM PROGRAM		BACK TO WINDMAP
	INFORMAL REFERRAL PROGRAM (IRP) LIST HOMEOWNER INSURERS WRITING BUSINESS IN COASTAL AREAS



Insurance Company	Contact Phone #	Min. Distance from Shoreline	Underwriting Restrictions	Group NAIC #

Allstate Ins. Co.	See Yellow Pages	1500 feet	~	008

Cambridge Mutual Ins. Co	See Yellow Pages	1000 feet	10 feet elevation	022
	for agent

Merrimack Mutual Ins. Co.	"	"	~	022

Centennial Ins. Co.	See Yellow Pages	1 mile	~	024
	for agent

Atlantic Mutual Ins. Co.	"	"	~	024

Amica Mutual Ins. Co.	(800) 242-6422	See Restrictions	Risks individually reviewed	028

Chubb Ins. Co of NJ	See Yellow Pages	Submissions	Submissions
	for agent	individually reviewed	individually reviewed	038

Federal Ins Co.	"	"	"	038

Great Northern Ins. Co.	"	"	"	038

Pacific Indemnity Co.	"	"	"	038

Vagilant Ins Co.	"	"	"	038

Affiliated Ins. Co.	(800) 343-7722	None	Only employees of Factory	065
			Mutual & Affil. FM Eligible

American National Fire Ins.	(203) 683-4731	5000 feet	~	084

Hanover Ins. Co.	See Yellow Pages	2640 feet	~	088

State Farm & Cas. Co.	"	1000 feet	No new business on
			Long Beach or Island Beach	176

First Trenton Indemnity	"	See Restrictions	No flood Zone V* Within
			1 mile of tidal water must
			have intervening structure
			between dwelling & water	189

United Service Auto Assoc.	(800) 531-8722	See note	Only commissioned or
			warrant officers, cadets,
			midshipmen and other
			candidates for commission,
			permanent employees of
			USAA, former USAA
			members widow or
			Widower of above not
			remarried are eligible	200

USAA Casualty Ins. Co.	"	"	Former Dependents and
			spouses USAA members,
			former USAA-CC members
			former employees of
			USAA are eligible	200

Graphics Arts Mutual	See Yellow Pages	1500 feet	10 feet elevation	201
	for agent

Utica Mutual Ins. Co.	"	"	"	201

Excelsior Ins. Co.	"	2000 feet	15 feet elevation
			No seasonal residence
			Optional wind deductibles
			Homes over 35yrs. old
			subject to inspection	229

Netherlands Ins. Co.	"	"	"	229

Colonial Penn Ins. Co.	(800) 523- 1919	See Restrictions	Any within 1000 feet of
	or see Yellow Pages		ocean must have flood
			insurance to be considered	239

Selective Ins. Co.	See Yellow Pages	1500 feet	10 feet elevation	242
	for Agent

Harleysville Mutual Ins.	See Yellow Pages or	1 mile	15 feet elevation	253
	call (215) 256-5647
	for nearest agent

Prudential P & C of NJ	(908) 946-6050	1000 feet	No new business on	304
			Barrier Island





Providence Mutual Fire Ins.	See Yellow Pages	1000 feet	10 feet elevation	382
	for agent


Pawtucket Mutual Ins. Co.	"	2500 feet ocean	12 feet elevation
		1500 feet bay	11 feet bay	497

NJ Re-Insurance Co.	(800) 882-6573	~	Flood Ins. required in
			Zone A & V. Minimum
			Deductible $1500. Subject
			to inspection. 100%
			replacement value required	35432

Fireman's Fund Ins. Co.	See Yellow Pages or	2500 feet	No new business
	call (610) 861-7100		on Barrier Island	761

American Ins Co.	"	"	"	761

National Surety Corp.	"	"	"	761

Fireman's Fund Indemnity	"	"	"	761

PSM Ins. Co.	See Yellow Pages	1320 feet	25 feet elevation	853
	for agent

Hartford Casualty Ins.	"	2000 feet ocean	No new business
		2000 feet bay	on Barrier Island
			20 feet elevation	914

Twin City Ins. Co.	"	"	"	914

Hartford Underwriters	"	"	"	914

Hartford Fire Ins.	"	"	"	914

Quincy Mutual Fire Ins.	See Yellow Pages	1000 feet ocean	20 feet elevation
	for agent	500 feet bay	Seasonal property only
			in conjuction with primary
			home coverage	None

Farmers Mutual Fire Ins.Co	See Yellow Pages	~	~	None
of Salem County	for agent




Proformance Ins. Co.	(800) 298-5742 or	~	20 feet elevation
	See Attached List		Properties subject to
			inspection	None

Armed Forces Ins. Exec.	(800) 255-6792	None	Military Personnel
			Eligible $600,000
			Max. home value	None

Newark Ins. Co.	See Yellow Pages	3000 feet	12 feet elevation	None
	for agent



Aetna Casualty & Surety	(800) 974-4488	3000 feet	10 feet elevation	001

Auto Ins. Co. of Hartford	(800) 974-4488	3000 feet	10 feet elevation	001

Standard Fire Ins. Co.	(800) 974-4488	3000 feet	10 feet elevation	001

American & Foreign Ins.	See Yellow Pages	1500 feet	12 feet elevation	162
	for agent

Globe Indemnity Co.	"	"	"	162

Newark Ins. Co	"	"	"	162

Royal Ins Co.	"	"	"	162

Royal Indemnity Co.	"	"	"	162

Safeguard Ins. Co.	"	"	"	162

Huron Insurance	"	"	"	253


NOTE: The company underwriting guidelines included on this IRP list are those that concern
a property 's distance from the ocean or bay and elevation above sea level. You should be aware the
companies listed here may have other underwriting guidelines which are not related to location, such
as the condition of the property, prior loss experience, etc. Companies will use these guidelines in
deciding whether to insure your home.

*Flood zone references related to flood insurance coverage available through the National Flood
Insurance Program (NFIP). For more information about the NFIP, ask your insurance agent or
company or call the NFIP's toll-free number at 1-800-638-6620.